NO credit needed Card - Tomo

Kudos to Tomo for creating the first No credit history card! Start your tomorrow. Their pre-approval process is quick, easy, and won't impact your credit score. See if you are eligible today or click this link!

You are worth more than just a number (a.k.a. an arbitrary credit score). They conduct individualized assessments based on financial history and other sources and use their proprietary algorithm to determine your credit worthiness.

No fees & 0% APR: Their goal is to help you build a credit score and save money. That's it! So there are no fees and 0% APR.

Build your credit score: Through consistent on-time payments, your credit score will grow. Tomo has set up a 7-day auto pay to maximize this cycle and increase the rate in which your credit score can improve.

Earn cashback: You will get 1% cashback on all your purchases.

Customizable credit limit: Since they do not rely on a credit score to determine your credit limit, they have the flexibility to update your credit limit in real time! Credit limits range from $100 - $10,000.

Important: You'll need to enter your personal information to signup (some basic information) inlcuding but not limited to DOB, social, address, phone numbers, income, banking information, etc. For more info click here or go to: tomo.midpayusa.com